Deeming of Government Aid

All students must apply for Canadian Government Grants and Loans to be eligible to obtain Financial Aid from the Faculty. JD Financial Aid assistance is issued in addition to government financial assistance.

All grants will be considered as resources in the calculation of student government financial aid. Exception: grants received due to disability or Indigenous student status (when identified as such) will not be included.

All federal interest-free loans will be considered as student resources. 

  • In cases where a student chooses to take a "grant only" option, the amount of grant and federal interest-free loan available to most students will be deemed.
  • In cases where a student has been issued a lower amount of federal loans, only the lower amount will be deemed

Provincial loans will not be considered as resources for the purposes of bursary calculation. However, they are considered as an available debt resource and will be applied against authorized Professional Line of Credit calculation.

If you have further questions about how your government aid is considered by the JD Financial Aid program, please reach out to us at financialaid.law@utoronto.ca